Citibank Plus

Get 5% back on Visa payWave
purchases for four months1.

Rethink banking.

Citibank Plus

Everyday Accounts

Get 5% cashback on your Visa payWave purchases under $100, for four months, when you deposit $3,000 or more each month into a new fee-free Citibank Plus transaction account. Each monthly cashback is capped at $1501.

Plus, enjoy fee-free banking everyday with a Citibank Plus transaction account.

   Fee-free withdrawals at 3000+ Australian ATMS.

   Unlimited fee-free transactions.

   Fee-free international money transfers3.

   Plus free wine, when you dine5.

  • Pay no account fees or transaction fees with a Citibank Plus everyday account.
  • Get a free Visa Debit card, with Visa payWave, so you can shop online, in-store or overseas using your own funds.
  • Use any Citibank, Westpac, St. George, Bank of Melbourne or BankSA ATM in Australia, free of charge.
  • Access your Citibank Plus account online (desktop, tablet and mobile), through 24/7 phone banking, or at any Citibank branch or Australia Post.
  • Pay $0 Citibank fees for any overseas ATM or in-store transactions2.
  • Fee-free international money transfers to any bank, anywhere3.
  • Enjoy free, instant money transfers to Citibank accounts, in selected countries, via Citibank Global Transfers4.
  • Receive a free bottle of wine every time you dine at Citibank Dining Program partner restaurants and pay with your Visa Debit card5.


Unlimited fee free transactions
Minimum opening balance $0
Monthly eStatement


Visa Debit Card
Citibank Online
Written Instructions
Bank@Post - Australia Post
How to Apply

Apply for a Citibank Plus account

What you need to know before applying:

You must be over 18 years old
You need a valid email and Australian residential address
If applying for a joint account, you'll need your joint applicants details as well
The account can only be used as a personal account (not as a business account)
A Tax File Number (TFN). While it is not mandatory to provide your TFN, without this we are required to deduct tax at the top marginal rate
At least two of the following forms of identification - Australian drivers licence, Medicare card or Passport, so we can verify your identity electronically

What happens after you submit your application online:

Use the application status tracker to check the progress of your application.
Once your account is open you will receive a Welcome Pack containing your account number and Citibank Visa Debit Card within 5-7 working days.

Important information:

Terms and conditions apply and are available on request.

  1. The 5% cashback is available to customers who apply for their first Citibank Plus account between 1/02/2016 and 31/05/2016 and open the account within 60 business days from application date. The cashback offer applies to Visa payWave purchases under AUD $100 that are made in Australia. The cashback offer will apply when at least AUD $3,000 is deposited into an eligible Citibank Plus account from a non Citibank bank account by the last day of the calendar month. The cashback amount received will be based on the cashback percentage of 5% and will be capped at AUD $150 per account per month. The cashback will be paid into the relevant Citibank Plus account from which the Visa payWave purchases were made within the next two calendar months from the month of transaction. The account must still be open for customers to receive the cashback. The cashback offer will be valid for the first four full calendar months after the account has been opened. Customers can still be eligible to receive a cashback in the month the account is opened and this will be treated as a bonus cashback month. Should this offer be used in a manner that is not satisfactory or in line with the intent of the offer, we may refuse to apply the rebate to any or all purchases, or reverse the amount of the cashbacks. Not valid in conjunction with any other offer. If you are a resident of Australia for the purpose of Australian income tax, then you should include cashback amounts received in your assessable income in your Australian income tax return. This does not constitute taxation advice. You should seek your own independent taxation advice taking into account your circumstances.
  2. Citibank Australia does not charge Citibank Plus everyday account holders a fee when they withdraw funds from an international ATM or use their Visa Debit card to make in-store purchases overseas. Customers may be charged by the third party provider, which Citibank Australia does not control.
  3. The receiving bank may charge a fee.
  4. Citibank Global Transfers available from Citibank Australia to eligible Citibank accounts in selected countries/destinations. Daily transfer limit applies. Funds are converted to the destination account currency at the exchange rate specified to you on Citibank Online before you confirm your transaction. This exchange rate includes a commission for the conversion service. Subject to local regulations, transfers will normally reach destination account immediately, but in some cases may take 24 hours.
  5. Conditions apply. Visit www.citibankdining.com.au.

Citibank Plus is issued by Citigroup Pty Limited ABN 88 004 325 080, AFSLNo. 238098, Australian credit licence 238098. Any advice is general advice only. It was prepared without taking into account your objectives, financial situation, or needs. Before acting on this advice you should consider if it's appropriate for your particular circumstances. Details on our dispute resolution system and full details of the terms and conditions are available by calling 13 24 84 or at citibank.com.au.

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