Citibank Plus

Everyday Accounts

Enjoy fee-free banking everyday with a Citibank Plus transaction account.

    •    Fee-free withdrawals at 3000+ Australian ATMS.

         Unlimited fee-free transactions.

         Fee-free international money transfers2.

         Plus free wine, when you dine4.

  • Benefits
    • Never pay account fees or transaction fees with a Citibank Plus everyday account.
    • Get a free Visa Debit card, with Visa payWave, so you can shop online, in-store or overseas using your own funds.
    • Use any Citibank, Westpac, St. George, Bank of Melbourne or BankSA ATM in Australia, free of charge.
    • Access your Citibank Plus account online (desktop, tablet and mobile), through 24/7 phone banking, or at any Citibank branch or Australia Post.
    • Pay $0 Citibank fees for any overseas ATM or in-store transactions1.
    • Fee-free international money transfers to any bank, anywhere2.
    • Enjoy free, instant money transfers to Citibank¬†accounts, in selected¬†countries, via Citibank Global Transfers3.
    • Receive a free bottle of wine every time you dine at Citibank Dining Program partner restaurants and pay with your Visa Debit card4.


    Unlimited fee free transactions
    Minimum opening balance $0
    Monthly eStatement


    Visa Debit Card
    Citibank Online
    Written Instructions
    Bank@Post - Australia Post
    How to Apply

    Apply for a Citibank Plus account

    What you need to know before applying:

    You must be over 18 years old
    You need a valid email and Australian residential address
    If applying for a joint account, you'll need your joint applicants details as well
    The account can only be used as a personal account (not as a business account)
    A Tax File Number (TFN). While it is not mandatory to provide your TFN, without this we are required to deduct tax at the top marginal rate
    At least two of the following forms of identification - Australian drivers licence, Medicare card or Passport, so we can verify your identity electronically

    What happens after you submit your application online:

    Use the application status tracker to check the progress of your application.
    Once your account is open you will receive a Welcome Pack containing your account number and Citibank Visa Debit Card within 5-7 working days.

    Important information:

    Terms and conditions apply and are available on request.

    1. Citibank Australia does not charge Citibank Plus everyday account holders a fee when they withdraw funds from an international ATM or use their Visa Debit card to make in-store purchases overseas. Customers may be charged by the third party provider, which Citibank Australia does not control.
    2. The receiving bank may charge a fee.
    3. Citibank Global Transfers available from Citibank Australia to eligible Citibank accounts in selected countries/destinations. Daily transfer limit applies. Funds are converted to the destination account currency at the exchange rate specified to you on Citibank Online before you confirm your transaction. This exchange rate includes a commission for the conversion service. Subject to local regulations, transfers will normally reach destination account immediately, but in some cases may take 24 hours.
    4. Conditions apply. Visit www.citibankdining.com.au.

    Citibank Plus is issued by Citigroup Pty Limited ABN 88 004 325 080, AFSLNo. 238098, Australian credit licence 238098. Any advice is general advice only. It was prepared without taking into account your objectives, financial situation, or needs. Before acting on this advice you should consider if it's appropriate for your particular circumstances. Details on our dispute resolution system and full details of the terms and conditions are available by calling 13 24 84 or at citibank.com.au.

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