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Current Promotions

	Mortgage Plus package
	Basic Home Loan

Citibank Basic Mortgage. Powered by Citi.

A simple home loan for a life less complicated.

With the Citibank Basic Mortgage, we've got the basics right such as a low variable rate and no account keeping fees¹ so you can move from home loan, to home own, sooner.

With a Citibank Basic Mortgage you can:

	be rewarded for your savings efforts with discounted rates²
	make additional repayments without additional fees³
	pay weekly, fortnightly or monthly
	enjoy zero account keeping fees¹
	redraw available funds.

And there's more. To see a full list of features and benefits, click here

Getting started
From first-time buyers to investors - if you are looking for a simple, no-fuss home loan from a lender that rewards your saving efforts, you've found it with a Citibank Basic Mortgage.

*Please specify that you are a Citi at Work customer in the 'Comments' section of the form and one of our Mortgage Specialists will contact you.

Remember, as a Citibank customer, you're part of a global bank. We draw from the best products and banking knowledge available globally, so you can enjoy world-leading products and features, when financing your home.

Offer applies to residential loans only and is not to be used in conjunction with any other incentives or discounts.
Terms and conditions apply and are available on request. Loans are subject to Citibank credit criteria. Rates and rate reductions are available for new loans only and are subject to change without notice. Establishment fees and, where applicable, legal fees apply.

1. Account keeping and other fees may apply when combined with the Citibank Standard Fixed Mortgage.
2. Discounts are dependant on loan amount and Loan to Value Ratio. The Loan to Value Ratio (LVR) is the same as the Loan to Security Ratio (LSR) in the loan documentation. Margin discounts are based on the Loan to Security Ratio (LSR) as confirmed by Citibank at the time of loan approval. The LSR may change between the date of loan approval and loan settlement and Citibank reserves the right to vary the margin discount between the date of loan approval and date of the loan settlement based on a change in the LSR. The LSR used for the purpose of determining the margin discount will not change for the duration of the loan following the loan settlement. Any increase or decrease in the LSR after loan approval will not change the level of margin discount, although the Citibank reference rate is variable and subject to change.
3. Terms & Conditions apply. Early repayment fees may still be applicable.

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