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	Citibank Platinum Card
	Citibank Clear Platinum
	Emirates Citibank Platinum Card

The Platinum card - Rewards and recognition.

Experience a world of opportunity with the new Platinum card built on Visa's Platinum platform. This card offers unique lifestyle experiences such as reserved seating with Visa Front Line Access and exclusive travel and entertainment deals. You'll also receive complimentary insurance benefits including International Travel Insurance and Purchase Cover Insurance².

The Platinum credit card offers two reward programs to choose from³ depending on your needs and lifestyle: the Citibank Rewards program or until 31 March 2012, the Citibank Qantas Rewards program. To find out more about each of these programs, view the Rewards tab below.

Apply before 31 March 2012 and new cardholders will receive 20,000 bonus reward points¹ in the rewards program of your choice when you make your first purchase with your card. Plus save with a low introductory rate of 0.9% p.a. for 9 months on balance transfers⁴.

Apply online now and experience a world of opportunity with the Citibank Rewards Credit Card - Platinum.

Choose either the Citibank Rewards Program or Citibank Qantas Rewards Program³ for your Platinum credit card and receive these benefits below.
Citibank Rewards Program benefits for Platinum:
	20,000 bonus Citibank rewards points¹ when new cardholders first spend on your Platinum credit card, plus enjoy an ongoing earn rate of 1.25 points per $1 spent in Australia on purchases a 3 points per $1 spent on international purchases⁵
	An additional 3 Citibank reward points for every dollar you spend with Citibank Bonus Partners⁶ and enjoy earning up to 250,000 reward points per year with no expiry
	A free bottle of award winning wine every time you dine, and use your card to pay at participating restaurants, with the Citibank Dining Program⁷.
Citibank Qantas Rewards Program benefits for Platinum:
	20,000 bonus Qantas Frequent Flyer points¹ when new cardholders first spend on your Platinum credit card
	Earn 1 Qantas Frequent Flyer point for every $1 of eligible spend up to 31 March 2012 (1 point per $2 spent thereafter)³
	Redeem your Qantas Frequent Flyer points for Classic Award flights on Qantas, Jetstar and participating partner airlines, or for products, experiences and vouchers from the online Qantas Frequent Flyer Store⁸
	An annual Citibank Qantas Rewards fee of $49 applies
	Note - The Citibank Qantas Rewards Program will close to new enrolments on 1 April 2012. The earn rate will change to 1 Qantas Frequent Flyer point per $2 of eligible spend thereafter.
As a Platinum cardholder you will also enjoy:
	A low introductory rate of 0.9% p.a. for 9 months on balance transfers⁴. After the introductory period, the rate will revert to the Cash Advance Rate.
	A range of complimentary insurances including International Travel Insurance², Purchase Cover Insurance² and Extended Warranty Insurance².
	Exclusive reserved seating and travel and entertainment deals through VISA. See rewards tab for details.
	Annual fee of $199.

Applying for a Citibank credit card is simple. The application process should take less than 10 minutes to complete if you have all your personal information ready, and you will receive a response in 60 seconds after submitting the form.

To be eligible, you must meet the following criteria

Information required when applying online

Speed-up your credit card application

Check your application status online

Apply Now

Fees and charges apply. Cards are offered, issued and administered by Citigroup Pty Limited.  Terms and conditions apply and are available upon request. Credit Criteria apply.
	
Subject to your acceptance you will be billed an annual account fee which is currently $199 for the Citibank Rewards Credit Card - Platinum (Platinum card), and $90 for an additional Platinum card. Allow up to 15 working days to process your Application subject to verification.

# Actual credit limit will be assigned based on our credit criteria, subject to confirmation that you earn a minimum of $35,000 per year and your credit rating. Credit limit is up to $30,000 at point of initiation. Over time, you may increase your credit limit up to $100,000, if you satisfy our credit criteria.

1. You have the choice of earning 20,000 Citibank Reward points or 20,000 Qantas Frequent Flyer points (if you enrol in the Citibank Qantas Rewards Program for an annual fee of $49 at the time of application) on the first spend of your Citibank Rewards Credit Card - Platinum. All Rewards are subject to the terms and conditions of the Citibank Rewards Program.  Citibank Reward points never expire as long as your account remains open. Current Citibank Credit Cardholders are not eligible to apply for this introductory offer. Offer ends 31 March 2012.

2. International Travel Insurance, Extended Warranty Insurance, Transit Accident Insurance, Guaranteed Pricing Scheme Insurance and Purchase Cover Insurance are provided automatically to cardholders under a master agreement between Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL No.232507 and Citigroup Pty Limited, and are subject to Terms and Conditions and exclusions available at www.citibank.com.au/complimentaryinsurance. An excess applies to Purchase Cover Insurance.

3. The Citibank Qantas Rewards Program will be closed for new enrolments from 1 April 2012. From 1 April 2012, the earn rate will change to 1 Qantas Frequent Flyer  point per $2 spent. Citibank Rewards and Citibank Qantas Rewards are two separate programs and the enrolment to Citibank Qantas Rewards program will be available until 31 March 2012. Unless you choose the Citibank Qantas Rewards Program, you will automatically be enrolled in the Citibank Rewards Program. The annual Citibank Qantas Rewards Program fee is $49. The Citibank Qantas Rewards Program is subject to the terms and conditions of that program. Once Qantas Frequent Flyer points have been credited to your Qantas Frequent Flyer account they cannot be reversed. You must be a member of the Qantas Frequent Flyer program in order to earn or redeem Qantas Frequent Flyer points. Membership and points of the Qantas Frequent Flyer program are subject to the terms and conditions of that program. A joining fee applies. Enrolment in the Citibank Qantas Rewards program can be requested on card activation or after approval of new card until 31 March 2012 by contacting Citibank on 1800 818 008. Current Citibank Credit Cardholders are not eligible to apply for this introductory offer.

4. The 0.9% p.a. interest rate applies to balances transferred with this offer at point of application, for a period of 9 months. The 9 month promotional period commences once balance transfer is processed. Transferred balances are repaid first during this period. Annual fees attract interest at the retail purchases rate.� At the end of the balance transfer period, the interest rate on any outstanding transferred balance will revert to the Platinum card cash advance interest rate, currently 21.74% p.a. The current Platinum card interest rate for retail purchases is 20.99% p.a. Interest rates are variable, subject to change and credit criteria. The interest rates are current as at 8 December 2010. This offer ends 31 March 2012. Current Citibank Credit Cardholders are not eligible to apply for this introductory offer.

5. All rewards are subjected to the Terms and Conditions of the Citibank Rewards Program.  Cash advances do not earn Reward points. Different Rewards points earn rates apply to cardholders who enrol in airline frequent flyer direct earn rewards programs.

6. Bonus Points are earned on purchases made at participating Australian Bonus Partner retailers only. The Bonus Partner Program is only available to Citibank Rewards Credit Cards, Citibank Select and Citibank Business Cardholders participating in Citibank's standard rewards program. Bonus Points are not available to cardholders who enrol in airline frequent flyer direct earn rewards programs.

7. Citibank's Dining Program is operated by Pinpoint Pty Ltd ABN 49 002 693 656 and Zenith Wine Agencies Pty Ltd ABN 66 128 399 717 and is open to Citibank cardholders. The cardholder is entitled to receive a gift of a selected bottle of wine when using their Citibank credit or debit card to pay for their restaurant bill. Citibank Rewards Credit Cardholders, except cardholders who are enrolled in airline frequent flyer direct earn rewards programs, will also earn three bonus points for each dollar spent at participating restaurants. This offer is available only at participating Bonus Partner restaurants for dine-in customers who order a minimum of a main course and is limited to one free bottle of wine per booking. Split bills are not permitted. The free bottle of wine must be requested at the time of ordering. The free bottle of wine cannot be taken away or consumed off premises and is not available to customers selecting a degustation menu option with matching wines. The free bottle of wine specified may be out of stock or replaced. Should this occur, the restaurant will provide a similar quality bottle of wine at their discretion. Reward points are earned, allocated, redeemed, forfeited or cancelled by eligible cardholders in accordance with the Citibank Rewards Program Terms and Conditions.
	
8. The number of Qantas and Partner Classic Award seats is limited.  The number of seats available depends on the flight, date, season and destination. Some flights may not have any Classic Award seats available.  Award flights must be booked at least 24 hours before scheduled departure (and other advance booking requirements may apply). For further information see qantas.com/frequentflyer. Subject to the terms and conditions of the Qantas Frequent Flyer program.  Store products are for delivery in Australia and New Zealand only (and different products are available in each delivery location.  Redemption points for items through the online store is subject to the terms and conditions (including store terms of use and voucher terms and conditions.  See qantas.com for details.

9.The maximum 55 days interest free period applies when you pay your balance off in full for two consecutive months. If you carry a balance on your credit card from month to month, the 55 days interest free period does not apply and you are charged interest once you make a purchase. No interest free period is available on Cash Advances or Balance Transfers.

10. Citibank Travel Program service call centre is operated by Pinpoint Travel Group Pty Ltd, Licence No.2TA002974. Travel booked via the call centre must be paid in full using the customer's Citibank Rewards Credit Card - Platinum, with a cashback processed to the value of points redeemed. Cashback on customer account may take up to 14 days. Redemption via the Citibank Travel Program call centre is available only to customers enrolled in the Citibank Rewards Program and is not available to cardholders who enrol in airline frequent flyer direct earn rewards programs. All offers are subject to availability and change without notice. Offers may vary according to itinerary options, currency fluctuations and taxes at the time of booking.

11. Payment must be made using a Citibank Credit Card. Privileges cannot be used in conjunction with any other promotional programs or offers. Citibank and the business establishment reserve the right to change the terms and conditions at any time. Refer to www.citiworldprivileges.com/au/ for up-to-date offer details.

12. Exclusive Platinum Visa Entertainment Offers supplied by Visa. Visit www.visaentertainment.com.au for details.

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