Home Banking Credit Cards Mortgages Insurance Current Promotions Citi Clear Platinum Citi Gold Card Citi Platinum Card BP-Citi MasterCard A low 11.49% p.a. on purchases and no annual fee for the first year, exclusively for Citi at Work employees. Citi Clear Platinum is a smart choice. Suitable if you'd like: No annual fee for the first year Low Interest rate of 11.49% p.a. on purchases1 0% p.a. for 6 months on balance transfers1 Premium servicing and your own VISA Concierge4 Complimentary International Travel Insurance6 Complimentary purchase cover9 and extended warranty8 Flexibility Balance Transfer Rate   0% p.a. for 6 months1 Purchase Interest Rate   11.49% p.a. Cash Advance Rate 21.24% p.a. Interest Free Period   Up to 55 days interest-free12 Maximum Credit Limit   $60,0007 Annual Fee   $992 Supplementary Fee $19 Qualification Minimum Income Requirement $50,000 Minimum Age 18 Additional Cardholders Up to 4 Additional Cardholder Minimum Age 16 Manage your Account Accessibility Citibank Online CitiPhone banking ATM   EFTPOS Australia Post   Over the counter   Worldwide acceptance at over 22 million locations Payment Methods Citibank Online   Automatic Direct Debit (Easi-Pay) Funds transfer BPAY CitiPhone Banking Australia Post Statement Frequency Monthly Statement Delivery Online e-Statements or by mail Statement Frequency Monthly For more information on the fees and charges involved with any Citibank credit card, click here to view the Citibank Fees and Charges To find out how interest is calculated and charged, download Your guide to understanding interest on your Citibank credit card (Adobe PDF, 78kb). Privileges Personal 24 Hour Concierge Services4 Yes Citi World Privileges5 Get up to 25% off special offers through Citibank World Privileges Extended Warranty8 Yes VISA Platinum Privileges3 Experience the best entertainment & offers that are harder for everyday cardholders to obtain. Security Fraudshield®   Yes Optional CreditShield® Plus Insurance10   Yes 24/7 Customer Service Yes Complimentary Purchase Cover9 $200,000 Emergency Card Replacement within 24 hours (Australia) Yes Complimentary International Travel Insurance6 Yes Complimentary Transit Accident Insurance11 Yes Emergency Travel Assistance Yes Applying for a Citibank credit card is simple. The application process should take less than 10 minutes to complete if you have all your personal information ready, and you will receive a response in 60 seconds after submitting the form. To be eligible, you must meet the following criteria   Have a good credit rating. Earn taxable income of $50,000 per year or more. Are a permanent Australian resident. If you are an existing Citibank credit card holder, you must have held your current Citibank account for at least 9 months before you can apply for another credit card. Please note that if you do not satisfy all these criteria, we apologise, but you will not be eligible for a Citibank Clear Platinum at this time. Information required when applying online   Your personal details Your contact details Driver's licence number (if you have one) Current residential status (and previous residential details if you have been at your current address for less than 3 years) If renting or boarding, your landlord or real estate agent's details Contact details of a relative or friend not living with you Your financial position Your employer's address and switch telephone number (as listed in the White Pages) Annual and monthly income (before and after tax) Contact details for your accountant if self-employed The value of your home and car, if applicable, and any other assets Types and amounts of other income (e.g. rental income) Details of your main expenses, including the current balances owing on your credit cards, loans and investment mortgages If you plan to transfer a balance from another financial institution, please provide us with key details of that account, including: the name the account's held in; the type of card/account; the card/account number; the amount to be transferred and the issuing organisation's name and address. Speed-up your credit card application   To streamline approval, ensure you give us a contact phone number that we can call you on easily. You can also contact your payroll department (or accountant if you're self-employed) in advance to ensure they're ready and willing to confirm your income details when we call for verification. Check your application status online   Once you've submitted your online application, you'll receive a confirmation email containing your 9-digit Application Reference Number, which you can use to check the status of your application online Apply Now 1. Citi Credit Cards are currently offering an introductory rate of 0% p.a. for 6 months on balance transfers. Balances transferred are repaid before other cash advances and retail purchases. Transactions made other than with this offer will be subject to interest at Citi's standard Clear Platinum Credit Card rate, currently 11.49% p.a. for purchases and 21.24% p.a. for cash advances which is variable and subject to change. Interest Rate last updated 13/05/2010. 2. Subject to your acceptance you will not be billed an annual account fee in the first year. You will be billed an annual fee in the 2nd year which is currently $99 for the Primary Citi Clear Platinum card, and $19 for an Additional Citi Clear Platinum Card. Allow up to 15 working days to process your Application subject to verification. 3. Exclusive Platinum Visa Entertainment Offers supplied by Visa. Visit www.visaplatinum.com.au for details. 4. Exclusive Visa Platinum 24/7 concierge service supplied by Visa. Visit www.visaplatinum.com.au for details. 5. Citi World Privileges - payment must be made using a Citi Credit Card. Privileges cannot be used in conjunction with any other promotional programs or offers. Citibank and the business establishment reserve the right to change the terms and conditions at any time. Refer to worldprivileges.citibank.com for up to date offer details. 6. International Travel Insurance is underwritten by Zurich Australia Insurance Limited (ABN 13 000 296 640 AFSL No. 232507) 5 Blue Street, North Sydney, NSW, 2060, and is subject to the Terms and Conditions and exclusions contained in the Policy of Insurance. Please check the Policy conditions to ensure eligibility for cover. As these services are provided by third parties, Citibank accepts no responsibility for their availability, quality, use or the result of any medical, legal or transportation facilities. The Cardholder shall be responsible for the payment of these services. Please refer to the Terms and Conditions full explanation of cover and exclusions. 7. Actual credit limit will be assigned based on Citibank's credit criteria subject to confirmation that you earn a minimum of $50,000 p.a. 8. Extended Warranty Insurance is underwritten by Zurich Australia Insurance Ltd (ABN 13 000 296 640 AFSL No. 232507) and is subject to the Terms and Conditions and exclusions contained in the Policy of Insurance. Please refer to the Terms and Conditions for a full explanation of cover and exclusions. 9. Purchase Cover is underwritten by Zurich Australia Insurance Ltd (ABN 13 000 296 640 AFSL No. 232507) and is subject to the Terms and Conditions and exclusions contained in the Policy of Insurance. Please refer to the Terms and Conditions sent to you at card opening for a full explanation of cover and exclusions. 10. CreditShield® or "CreditShield® Plus" is issued by MetLife Insurance Limited ABN 75 004 274 882, AFSL number 238096. Terms, conditions, exclusions and acceptance criteria apply. Cover limits apply as set out in the policy wording. This material does not take into account your individual objectives, financial situations or needs, and you should consider whether it is appropriate for you. Please read the Product Disclosure Statement available at www.citibank.com.au to decide if a policy is right for you. 11. Transit Accident Insurance is underwritten by Zurich Australia Insurance Ltd (ABN 13 000 296 640 AFSL No. 232507) and is subject to the Terms and Conditions and exclusions contained in the Policy of Insurance. Please check the Policy conditions to ensure eligibility for cover. Please refer to the Terms and Conditions for a full explanation of cover and exclusions. 12. The maximum 55 days interest free period applies when you pay your balance off in full for 2 consecutive months. If you carry a balance on your credit card from month to month the 55 days interest-free period does not apply and you are charged interest once you make a purchase. No interest free period is available on Cash Advances or Balance Transfers. © 2010 Citigroup Inc ABN 88 004 325 080, AFSL 238098. Citigroup, Citibank and Arc design are registered trademarks of Citigroup Inc. and are used and registered throughout the world.   citigroup.com Terms & Conditions Privacy Security Careers Contact Us Site Map Citi.com is the global source of information about and access to financial services provided by the Citigroup family of companies. Copyright © 2010 Citigroup Inc.