Home Banking Credit Cards Lending Mortgages Insurance Current Promotions Citibank Platinum Card Citibank Clear Platinum Emirates Citibank Platinum Card Apply now for a Citibank Clear Platinum credit card and save with 2.9% p.a. for 12 months on balances transferred1, reverting to the cash advance rate after 12 months. Plus enjoy a low rate of 11.99% p.a. on retail purchases1. You will also enjoy a free bottle of award winning wine every time you dine at participating restaurants with Citibank's Dining Program2. With a Citibank Clear Platinum card you'll also enjoy complimentary International Travel Insurance for you and your family, plus complimentary Purchase Cover Insurance and Extended Warranty Insurance for added peace of mind3. You will also receive access to Visa Platinum Entertainment services, so you'll always get the best seats in the house4. Suitable if you'd like: A low introductory rate of 2.9% p.a. for 12 months on balances transferred, after the introductory period the rate will revert to the Cash Advance Rate1 A free bottle of award winning wine every time you dine at participating restaurants with Citibank's Dining Program2 Complimentary International Travel Insurance and Transit Accident Insurance3 Complimentary Purchase Cover Insurance, Extended Warranty Insurance and Guaranteed Pricing Scheme3 Generous credit limits of up to $60,0005 subject to credit criteria Low annual fee of $99 with up to four additional cards free. Flexibility Balance Transfer Rate   2.9% p.a. for 12 months1 Cash Advance Rate after 12 months. Standard Interest Rate   11.99% p.a. Cash Advance Rate 21.74% p.a. Interest Free Period   Up to 55 days interest-free6 Maximum Credit Limit   $60,0005 Annual Fee   $99 Supplementary Fee $0 Qualification Minimum Income Requirement $35,000 p.a. Minimum Age 18 Additional Cardholders Up to 4 Additional Cardholder Minimum Age 16 Manage your Account Accessibility Citibank Online Mobile Banking CitiPhone banking ATM   EFTPOS Australia Post   Over the counter   Worldwide acceptance at over 22 million locations Online budgeting tool Track your expenses and control your finances with our online budgeting tool Citi Alerts Track your account activity with free SMS and email alerts Payment Methods Citibank Online   Automatic Direct Debit (Easi-Pay) Funds transfer BPAY CitiPhone Banking Australia Post Statement Frequency Monthly Statement Delivery Online e-Statements or by mail Statement Frequency Monthly For more information on the fees and charges involved with any Citibank credit card, click here to view the Citibank Fees and Charges To find out how interest is calculated and charged, download Your guide to understanding interest on your Citibank credit card (Adobe PDF, 78kb). Privileges Citibank's Dining Program2 Receive a free bottle of award winning wine every time you dine at participating restaurants Personal 24 Hour Concierge Services7 Yes Citi World Privileges8 Get up to 25% off special offers through Citibank World Privileges Extended Warranty3 Yes VISA Platinum Privileges4 Experience the best entertainment & offers that are harder for everyday cardholders to obtain. Security Fraudshield®   Yes Peace of mind Complimentary International Travel Insurance3   Yes Complimentary Transit Accident Insurance3   Yes Complimentary Purchase Cover Insurance3   $200,000 Complimentary Extended Warranty Insurance3   Yes Complimentary Guaranteed Pricing Scheme3   Yes Applying for a Citibank credit card is simple. The application process should take less than 10 minutes to complete if you have all your personal information ready, and you will receive a response in 60 seconds after submitting the form. To be eligible, you must meet the following criteria   Have a good credit rating. Earn taxable income of $35,000 per year or more. Are a permanent Australian resident. If you are an existing Citibank credit card holder, you must have held your current Citibank account for at least 9 months before you can apply for another credit card. Please note that if you do not satisfy all these criteria, we apologise, but you will not be eligible for a Citibank Clear Platinum at this time. Information required when applying online   Your personal details Your contact details Driver's licence number (if you have one) Current residential status (and previous residential details if you have been at your current address for less than 3 years) If renting or boarding, your landlord or real estate agent's details Contact details of a relative or friend not living with you Your financial position Your employer's address and switch telephone number (as listed in the White Pages) Annual and monthly income (before and after tax) Contact details for your accountant if self-employed The value of your home and car, if applicable, and any other assets Types and amounts of other income (e.g. rental income) Details of your main expenses, including the current balances owing on your credit cards, loans and investment mortgages If you plan to transfer a balance from another financial institution, please provide us with key details of that account, including: the name the account's held in; the type of card/account; the card/account number; the amount to be transferred and the issuing organisation's name and address. Speed-up your credit card application   To streamline approval, ensure you give us a contact phone number that we can call you on easily. You can also contact your payroll department (or accountant if you're self-employed) in advance to ensure they're ready and willing to confirm your income details when we call for verification. Check your application status online   Once you've submitted your online application, you'll receive a confirmation email containing your 9-digit Application Reference Number, which you can use to check the status of your application online Apply Now Fees and charges apply. Terms and Conditions apply and are available upon request. Credit criteria apply. Subject to your acceptance you will be billed an annual account fee which is currently $99 for the Citibank Clear Platinum Card. There is no annual fee for Additional Citibank Clear Platinum Cards. Allow up to 15 working days to process your Application subject to verification. 1. The 2.9% p.a. interest rate applies to balances transferred with this offer at point of application, for a period of 12 months. The 12 month promotional period commences once balance transfer is processed. Transferred balances are repaid first during this period. Annual fees attract interest at the retail purchases rate.  At the end of the balance transfer period, the interest rate on any outstanding transferred balance will revert to the Citibank Clear Platinum credit card cash advance interest rate, currently 21.74% p.a. The current Citibank Clear Platinum credit card interest rate for retail purchases is 11.99% p.a. Interest rates are variable, subject to change and credit criteria. The interest rates are current as at 8 December 2010. This offer ends 31 March 2012. 2. Citibank's Dining Program is operated by Pinpoint Pty Ltd ABN 49 002 693 656 and Zenith Wine Agencies Pty Ltd ABN 66 128 399 717 and is open to Citibank cardholders. The cardholder is entitled to receive a gift of a selected bottle of wine when using their Citibank credit or debit card to pay for their restaurant bill. This offer is available only at participating partner restaurants for dine-in customers who order a minimum of a main course and is limited to one free bottle of wine per booking. Split bills are not permitted. The free bottle of wine must be requested at the time of ordering. The free bottle of wine cannot be taken away or consumed off premises and is not available to customers selecting a degustation menu option with matching wines. The free bottle of wine specified may be out of stock or replaced. Should this occur, the restaurant will provide a similar quality bottle of wine at their discretion. 3. International Travel Insurance, Extended Warranty Insurance, Transit Accident Insurance (for overseas travel), Purchase Cover Insurance and Guaranteed Pricing Scheme are provided automatically to cardholders under a master agreement between Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL No.232507 and Citigroup Pty Limited, and are subject to Terms and Conditions and exclusions available at www.citibank.com.au/complimentary insurance. An excess applies to Purchase Cover Insurance. 4. Exclusive Platinum Visa Entertainment Offers supplied by Visa. Visit www.visaplatinum.com.au for details. 5. Actual credit limit will be assigned based on our credit criteria, your credit rating, and subject to confirmation that you earn a minimum of $35,000 per year. Credit limit is up to $25,000 at point of initiation. Over time, you may apply to increase your credit limit up to $60,000, if you satisfy our credit criteria. 6. The maximum 55 days interest free period applies when you pay your balance off in full for two consecutive months. If you carry a balance on your credit card from month to month, the 55 days interest free period does not apply and you are charged interest once you make a purchase. No interest free period is available on Cash Advances or Balance Transfers. 7. Exclusive Visa Platinum 24/7 concierge service supplied by Visa. Visit www.visaplatinum.com.au for details. 8. Payment must be made using a Citibank Credit Card. Up to 25% discount on Dining and Shopping available at participating outlets. Privileges cannot be used in conjunction with any other promotional programs or offers. Citibank and the business establishment reserve the right to change the terms and conditions at any time. Refer to www.citiworldprivileges.com/au/ for up-to-date offer details. © 2011 Citigroup Pty Limited ABN 88 004 325 080, AFSL No.238098, Australian Credit Licence No.238098. 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