Citibank Australia

Pay no interest for 6 months and save over $700*. More benefits, more often. Powered by Citi.

The Citibank Clear Platinum Credit Card gives you 0% for 6 months on balance transfers, and up to 6 months on purchases and cash advances¹. That's no interest for up to 6 months, plus enjoy a half price annual fee of $49 in the first year². You could save over $700*.

If you're looking for a way to increase your cash flow over the short term, then here's a great offer. With Citibank Clear Platinum Credit Card, you can enjoy 0% for 6 months on balance transfers, and up to
6 months on purchases and cash advances¹. After the introductory period, standard variable interest rates will apply and any unpaid balance transfer amount will revert to the cash advance rate¹.

Whether you're in the process of moving house, renovating or need to pay off some bills, you can enjoy no interest for up to 6 months. Refer to the Savings Comparison table and see how you could save.

Benefits of the Citibank Clear Platinum Credit Card



Receive a free bottle of award winning wine every time you dine at partner restaurants, with Citibank's Dining Program³.



Access a world of preferential treatment and benefits with Citibank World Privileges. Receive discounts at restaurants, hotels, car rentals, department stores and more⁴.



Receive complimentary International Travel Insurance for you and your family⁵.



Control your finances with your own online budgeting tool.

Hurry, offer available for a limited time.

*Estimated savings assume minimum payment is made by payment due date each month with no other transactions during the 6 month period and the entire balance is paid at the expiration of the promotional period. Excludes annual fees and other charges. This rate, balance, interest and potential savings calculations in the table are examples only. Your personal circumstances may differ. It does not include interest accrued at the standard interest rate.

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Informed Decision Making

To apply for this product you must meet the following minimum criteria:
	You are at least 18 years of age
	You have a good credit rating
	You earn a taxable income of $35,000 per year or more
	You are a permanent Australian resident.

Terms and Conditions
Fees and charges apply. Terms and conditions apply and are available upon request. Credit criteria apply.

1. Your total balance transfers may not exceed 95% of your credit limit. The 0% p.a. interest rate on the Citibank Clear Platinum Card applies for the first six months on balances you transfer with this offer at point of application, and on all purchases and cash advances for a period of six months from the date your account is approved. Transferred balances will be repaid first. Any outstanding transferred balance or cash advance balance at the end of the promotional period will revert to the standard cash advance rate, currently 21.74% p.a. Any retail purchase transactions made during the promotional period will revert at the end of the promotional period to the standard purchase rate, currently 11.99% p.a. Offer ends 30 June 2012. To be eligible for the offer, you need to apply for the card by
30 June 2012. Current Citibank Clear Platinum Credit Cardholders are not eligible to apply for this introductory offer. Approved customers only. Interest rates are variable, subject to change and Citibank's credit criteria.

2. Subject to your acceptance, you will be billed a half-price annual fee (currently $49) in the first year. This will revert back to the full annual fee of $99 in subsequent years. There is no annual fee for Additional Citibank Clear Platinum Cards. Please allow up to 15 days to process your application subject to verification and our credit criteria. Current Citibank Cardholders are not eligible to apply for this introductory offer.

3. Citibank's Dining Program is operated by Pinpoint Pty Ltd ABN 49 002 693 656 and Zenith Wine Agencies Pty Ltd ABN 66 128 399 717 and is open to Citibank cardholders. The cardholder is entitled to receive a gift of a selected bottle of wine when using their Citibank credit or debit card to pay for their restaurant bill. This offer is available only at participating partner restaurants for dine-in customers who order a minimum of a main course per person or spend over $50 in participating yum cha restaurants, and is limited to one free bottle of wine per booking. Split bills are not permitted. The free bottle of wine must be requested at the time of ordering. The free bottle of wine cannot be taken away or consumed off premises and is not available to customers selecting a degustation menu option with matching wines. The free bottle of wine specified may be out of stock or replaced. Should this occur, the restaurant will provide a similar quality bottle of wine at their discretion. Program not to be used in conjunction with any other offer.

4. Payment must be made using a Citibank Credit Card. Up to 25% discount on Dining and Shopping available at participating outlets. Privileges cannot be used in conjunction with any other promotional programs or offers. Citibank and the business establishment reserve the right to change the terms and conditions at any time. Refer to www.citiworldprivileges.com/au/ for up-to-date offer details.

5. International Travel Insurance is provided automatically to cardholders under a master agreement between Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL No. 232507 and Citigroup Pty Limited, and is subject to Terms and Conditions and exclusions available at www.citibank.com.au/complimentaryinsurance.

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