Citi

The Citi Rewards Classic Card.

Enjoy great rewards with the Citi Rewards Classic Card. You will receive 0% p.a. for 12 months on balance transfers1.

    • Earn 1 point per $1 spent on eligible domestic purchases (up to $5,000 per statement period)2
    • Earn 1 point per $1 spent on eligible international purchases (uncapped)
    • Up to 55 days interest free3
    • Low annual fee of $994
    • Enjoy a free bottle of wine every time you dine at participating restaurants with the Citibank Dining Program
    • Complimentary Purchase Cover Insurance and Guaranteed Pricing5
Make the most of life with the Citi Rewards Classic Card.
Apply now to receive 0% p.a. for 12 months1 on balance transfers
Rethink banking.
Citibank Dining Program

Important information

  • 1. Your total balance transfers may not exceed 80% of your credit limit. The 0% p.a. interest rate applies to balances transferred with this offer at point of application, for a period of 12 months commencing once the balance transfer is processed. At the end of the balance transfer period, the interest rate on any outstanding transferred balance will revert to the variable Annual Percentage Rate for Cash Advances, currently 21.74% p.a. This offer ends 30 June 2016.
  • 2. All rewards are subjected to the Terms and Conditions of the Citi Rewards Program. Cash advances do not earn Reward Points. Different rewards points earn rates apply to cardholders who enrol in airline frequent flyer direct earn rewards programs.
  • 3. The maximum 55 days interest free period applies when you pay your balance off in full for two consecutive months. If you carry a balance on your credit card from month to month, the 55 days interest free period does not apply and you are charged interest once you make a purchase. No interest free period is available on Cash Advances or Balance Transfers.
  • 4. Subject to your acceptance the primary cardholder will be billed an annual account fee of $99 for the Citi Classic Credit Card. An annual additional cardholder fee applies, currently $15 per card.
  • 5. For any claims lodged on or after 1st May 2016, Complimentary Insurance is issued and managed by AGA Assistance Australia Pty Limited (trading as Allianz Global Assistance) (AFSL No.245631 ABN 52 097 227 177), 74 High Street, Toowong QLD 4066 on behalf of the insurer Allianz Australia Insurance Limited (AFSL No. 234708 ABN 15 000 122 850), 2 Market Street, Sydney NSW 2000, and is subject to Terms, Conditions, and exclusions, some limits and excess may apply. The Terms and Conditions are available at www.citibank.com.au/complimentaryinsurance.
  • For any claims lodged prior to 1st May 2016, Complimentary Insurance is provided automatically to cardholders under a master agreement between Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL No. 232507 and Citigroup Pty Limited, and is subject to Terms, Conditions and exclusions, some limits and excess may apply. The Terms and Conditions are available at www.citibank.com.au/complimentaryinsurance.
  • © 2016 Citigroup Pty Limited ABN 88 004 325 080, AFSL No. 238098, Australian credit licence 238098. Citibank®, Citi®, Arc Design® and Citi Simplicity® are service marks of Citigroup Inc.