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Eligibility criteria

To apply for this product you must meet the following minimum criteria:

  • You are at least 18 years of age
  • You have a good credit rating
  • You earn a taxable income of $35,000 per year or more
  • You are a permanent Australian resident.

Information required when applying online:

  • Personal contact details
  • Employment status
  • Financial position - your gross annual income, your total monthly income and expenses.
The application form will take approximately 30 minutes to complete.
The application form will take approximately 15 minutes to complete.
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How the value adds up
Benefits Estimated value
Annual Rewards Points earn
Assumes $3,000 spend per month. Based on Myer gift card redemption value.
$200
Free Bottles of Wine
RRP of 6 average Dining Program bottles. Assumes 6 dining experiences.
$210
Purchase Cover Insurance
Based on cost of comparable cover.
$21
Total Benefits Value $431
Annual fee in first year $44
Total Estimated value (after annual fee) $387

Some of these features are not available for sale, so we have estimated their retail value. Actual value may be more or less based on individual use. Conditions and exclusions apply. Assumes enrolment in the Citibank Rewards Program.

Simply rewarding. 0.9% p.a. for 12 months on balances transferred¹. Rethink banking. Simply rewarding. 0.9% p.a. for 12 months on balances transferred¹. Rethink banking.
Simply rewarding.
0.9% p.a. for 12 months on balances transferred1.

Rethink banking.

Enjoy great rewards with the Citibank Rewards Credit Card - Classic.

Great rewards

Apply today to make the most of 0.9% p.a. for 12 months on balance transfers1 (reverts to cash rate). You'll also have access to a great range of exceptional benefits and rewards. See the added value.

  • 1 point for every $1 spent on all eligible purchases
  • Earn up to 60,000 points per year with no expiry
  • Up to 55 days interest free
  • Complimentary Purchase Cover Insurance and Guaranteed Pricing
  • A free bottle of award winning wine every time you dine, and use your card to pay at partner restaurants, with the Citibank Dining Program
  • Exclusive discounts on shopping and travel with Citibank World Privileges.
Reward yourself with the Citibank Classic Credit Card.
Free wine is just around the corner. The Citibank Dining Program. citibankdining.com.au

Free wine is just around the corner.

The Citibank Dining Program.

citibankdining.com.au

  • Fees and charges apply. Cards are offered, issued and administered by Citigroup Pty Limited. Terms and conditions apply and are available upon request. Credit Criteria apply.
  • #Actual credit limit will be assigned based on our credit criteria, subject to confirmation that you earn a minimum of $25,000 per year and your credit rating. Credit limit is up to $7,500 at point of initiation. Over time, you may increase your credit limit up to $30,000, if you satisfy our credit criteria.
  • 1. Your total balance transfers may not exceed 80% of your credit limit. The 0.9% p.a. interest rate applies to balances transferred with this offer at point of application, for a period of
    12 months. The 12 month promotional period commences once balance transfer is processed. At the end of the balance transfer period, the interest rate on any outstanding transferred balance will revert to the Annual Percentage Rate for Cash Advances, currently 21.74% p.a. The current Annual Percentage Rate for retail purchases is 20.99% p.a. Interest rates are variable, subject to change and credit criteria. The interest rates are current as at 1 June 2013. This offer ends 31 July 2014. Current Citibank Credit Cardholders are not eligible to apply for this introductory offer.
  • 2. Subject to your acceptance you will be billed a half price annual account fee (currently $44) in the first year for the Citibank Rewards Credit Card - Classic (Classic card), and $15 for an additional Classic card. This will revert back to the full Annual Primary Cardholder Fee of $89, in subsequent years. Allow up to 15 working days to process your Application subject to verification. Current Citibank Credit Cardholders are not eligible to apply for this introductory offer.
  • 3. All rewards are subject to the Terms and Conditions of the Citibank Rewards Program. Cash advances do not earn Reward points. Reward points never expire while the card remains open and in good standing.
  • 4. Citibank's Dining Program is operated by Pinpoint Pty Ltd ABN 49 002 693 656 and Zenith Wine Agencies Pty Ltd ABN 66 128 399 717. Please visit citibank.com.au/dining for important information about how to use this program to receive a free bottle of wine.
  • 5. World privilege payment must be made using a Citibank Credit Card. Privileges cannot be used in conjunction with any other promotional programs or offers. Citibank and the business establishment reserve the right to change the terms and conditions at any time. Refer to www.citiworldprivileges.com/au/ for up-to-date offer details.
  • 6. The maximum 55 days interest free period applies when you pay your balance off in full for two consecutive months. If you carry a balance on your credit card from month to month, the 55 days interest free period does not apply and you are charged interest once you make a purchase. No interest free period is available on Cash Advances or Balance Transfers.
  • 7. Purchase Cover Insurance and Guaranteed Pricing Scheme are provided automatically to cardholders under a master agreement between Zurich Australian Insurance Limited
    ABN 13 000 296 640, AFSL No. 232507 and Citigroup Pty Limited, and are subject to Terms and Conditions and exclusions available at www.citibank.com.au/complimentaryinsurance. An excess applies to Purchase Cover Insurance.
  • 8. Citibank Travel Program service call centre is operated by Pinpoint Travel Group Pty Ltd, Licence No. 2TA002974. All offers are subject to availability and change without notice. Offers may vary according to itinerary options, currency fluctuations and taxes at the time of booking.
  • © 2014 Citigroup Pty Limited ABN 88 004 325 080, AFSL No. 238098, Australian credit licence 238098. Citibank®, Citi® and Arc Design® are service marks of Citigroup Inc.