Home building and contents insurance through Citibank gives you peace of mind that, if, through specific events, your property is damaged, destroyed, lost, or stolen, it can be repaired, rebuilt or replaced.
Get a quote today and save up to 10% on combined Home Building and Contents Insurance with a no claim bonus.
Cover designed for your home building, contents and valuables
Range of optional benefits available to tailor the policy to suit your personal needs
Flexible payment options include fortnightly, monthly or annual direct debit, and cash, cheque or credit card payments
Citibank offers various ways for you to enjoy discounts on your premium
Cooling off period if having purchased the policy, you want to return it
Hassle free 24 hour emergency claims phone number, 7 days a week.
Home building and contents core defined events
Fire
Explosion
Lightning or thunderbolt
Earthquake or tsunami
Theft
Vandalism
Water or other liquid
Collision
Falling tree, branch or aerial
Damage by animals
Riot
Storm, Rain or Flash Flood
Glass Breakage
You'll also be covered for a number of additional benefits and any optional benefits that you select.
Benefits
Cover
New for old replacement on most items
Legal Liability
$30 Million
Additional Benefits
Burning out of electrical motors (fusion)
Accommodation Costs*
Spoiled food from power failure
Essential temporary repairs
Loss of credit cards
Cost of replacing locks if your house keys are stolen
Optional Benefits
Accidental damage to your building
Optional extra
Accidental loss or damage to your contents
Optional extra
Domestic workers compensation
Optional extra#
*Should you be unable to live in the home as a result of damage caused by a defined event
#Available in ACT, TAS & WA only for an additional cost
With Citibank, there are various ways to enjoy discounts on your premium.
Joint Building and Contents Discount Insure both your home building and contents with Citibank and receive a discount on both policies
Security Discounts The more secure your property is - through deadlocks, window locks, and either local or monitored alarms - the less you may have to pay
Household No Claim Bonus If you haven't made any claims in the past 3 years, you will be rewarded with a discount of up to 30%
A choice of Excess Your excess is the initial amount you have to pay yourself if you make a claim, and we offer options of nil excess, $100, $300 and $500. The higher the excess you choose, the lower the premium you'll pay
Over 50s Discount If you're a little older, your premium will reflect the lower-risk nature of your demographic.
To get a quote for your Home Building and Contents Insurance Policy:
Estimate sum of your building cost (for Home building cover)
Estimate sum of your contents and/or your valuables replacement cost (for Contents cover)
Flexible payment options include fortnightly, monthly or annual direct debit,cash, cheque or credit card payments (excluding American Express). With Citibank, there are various ways to enjoy discounts on your premium. See how you can SAVE$.
Home Building and Contents is one of a comprehensive range of insurance solutions Citibank offers through our association with QBE Insurance.
This partnership enables us to deliver Citibank customers quality and value in insurance products, with the added convenience of having everything under the same roof.