Find peace of mind knowing that you and your family are financially covered in the case of an accident, with affordable insurance. Feel free to browse through our products below.
Covers
You and your family 100% of your insurance amount up to $1 Million in cases of accidental injury where you lose the ability to perform three of the following daily living activities:
Bathing or showering
Toileting (including getting on or off)
Eating and drinking
Moving about (getting out of bed, chair or wheelchair)
Controlling bladder and bowel function
Your family 100% of your insurance amount due to an accidental death
Eligibility
If you are under the age 60 and hold a Citibank Credit card or hold a Ready Credit account you are eligible for this affordable protection with guaranteed acceptance and no medical examination or questions
Benefits
The first month cover is free and you can cover your partner and enjoy a 10% reduction in your monthly premium
You and your eligible partner can be immediately covered with up to $100,000 if you suffer a critical illness from one of the following serious health crises Australians faces today:
Cancer
Coronary artery bypass surgery
Heart attack
Major organ transplant
Stroke
Quadriplegia or paraplegia
Renal or kidney failure
Your family with up to $200,000 in the case of death from a covered illness
Eligibility
If you are under the age of 54 and hold a Citibank Credit card or hold a Ready Credit account you are eligible for this valuable protection for yourself and your eligible partner
Benefits
The premium rates are the same for men and women and there are reduced non-smoker rates.
You and your partner if as the direct result of an Accidental Injury, you are unable to perform without the assistance of another person at least three (3) Activities of Daily Living, for 24 consecutive hours.
Activities of Daily Living are:
Bathing - to shower or bathe
Dressing - to dress or undress
To use the toilet, including getting on and off the toilet
Feeding - to eat and drink
Mobility - to get into and out of a bed, chair or wheelchair
Continence - to control bladder and bowel function
Three levels of cover are available:
Top Cover - $600 per day; or
Intermediate Cover - $400 per day; or
Value Cover - $200 per day.
Eligibility
Citibank customers and partners aged between 18 and 70 years of age who are permanent Australian residents may take out the Rest Easy Plan.
Benefits
You can also add the Permanent Disability Benefit to your Plan for an additional premium. The Permanent Disability Benefit pays up to $300,000 in a lump sum if you suffer the loss of the use of a part of the body as the result of an Accidental Injury.
Covers up to $1 Million life cover providing real security for your family's future
100% benefit payout if you suffer from a terminal illness
Advance funeral benefit up to $10,000 to assist with funeral and other costs.
Flexibility to apply to have your cover increased at any time, plus your sum insured will automatically increase each year to keep pace with inflation.
Eligibility
If you are aged between 16 and 79 and hold a Citibank Credit card or a Ready Credit account you are eligible to apply for this affordable protection.
Policies are guaranteed renewable to age 99.
Benefits
Sums insured over $500,000 are rewarded with a premium discount of 10%. There is also a discount for joint lives insured and a Customer Loyalty Benefit that triples your Advance Funeral Benefit to $30,000.
