Better manage your cash flow with up to $60,000 credit limit, and 2.9% p.a. on balances transfers for 9 months*. Plus reward yourself for your hard work 1.25 reward points for every $1 spent and a personalised rewards program. Add to that complimentary international travel insurance and the CitiBusiness Gold Card is altogether a better deal for your business.
Suitable if you'd like:
2.9% p.a. on balance transfers for 9 months*
A credit limit suitable for your business#
Earn 1.25 points for every $1 you spend and no expiry.
Personalised rewards program - limited only by your imagination. Redeem your points for something for your business or reward yourself.
The convenience of our complimentary business concierge to provide you with information and assistance from anywhere in the world, 24 hours a day, 7 days a week.
Complimentary international travel insurance2.
Up to 99 additional cards.
Flexibility
Balance Transfer Rate
2.9% p.a. for 9 months*
Standard Interest Rate*
20.49% p.a.
Cash Advance Rate*
20.99% p.a.
Interest Free Period
Up to 55 days interest-free
Maximum Credit Limit
$60,000
Annual Fee
$149
Supplementary Fee
$30
Qualification
Minimum Income Requirement
$35,000
Minimum Age
18
Additional Cardholders
Up to 99
Additional Cardholder Minimum Age
16
Rewards
Complimentary personalised Rewards Program
1.25 Rewards points per $1 spent
Qantas Frequent FlyerΛ
1 Reward point = 1 QFF point
Citi Take Flight®∞
Yes
Voucher, Gift Certificates & Merchandise Rewards
Yes
Cash Back Rewards
Yes
Privileges
Citi World Privilegesº
Get up to 25% off special offers through Citi World Privileges
Personal 24 hour Business Assistant
Yes, please call 1800 463 843
Extended Warranty4
No
Special offers & discounts
Exclusive tickets to theatre, dance, musicals, sporting events, dinner and travel packages, sightseeing tours and more.
Balance Transfers
A balance transfer involves transferring the existing balance(s) on your current credit card(s) to a new Citi credit card. It can mean big savings by reducing the interest charge on your existing credit card balance along with streamlined card management.
Use the calculator below to find out how much you could save with a balance transfer of 2.9% p.a. for 9 months.*
Select your current balance
$0
$60,000
OR
Enter your current balance here
Enter your interest rate here
You Could Save
* The above example is approximate and for illustrative purposes. Estimated saving assumes minimum monthly payment made by payment due date each month with no other transactions during the 9-month period. Excludes annual fee and other charges. Figures indicative only and based on interest charges being capitalised monthly (based on a 30 day month). All credit card applications are subject to Citibank's lending criteria.
Applying for a Citi Credit Card is simple. The application process should take less than 10 minutes to complete if you have all your personal information ready, and you will receive a response in 60 seconds after submitting the form.
If you are an existing Citi Credit Cardholder, you must have held your current Citi account for at least 9 months before you can apply for another Credit Card.
Please note that if you do not satisfy all these criteria, we apologise, but you will not be eligible for a CitiBusiness Gold Card at this time.
Current residential status (and previous residential details if you have been at your current address for less than 3 years)
If renting or boarding, your landlord or real estate agent's details
Contact details of a relative or friend not living with you
Your financial position
Your employer's address and switch telephone number (as listed in the White Pages)
Annual and monthly income (before and after tax)
Contact details for your accountant if self-employed
The value of your home and car, if applicable, and any other assets
Types and amounts of other income (e.g. rental income)
Details of your main expenses, including the current balances owing on your Credit Cards, loans and investment mortgages
If you plan to transfer a balance from another financial institution, please provide us with key details of that account, including: the name the account's held in; the type of card/ account; the card/ account number; the amount to be transferred and the issuing organisation's name and address.
To streamline approval, ensure you give us a contact phone number that we can call you on easily. You can also contact your payroll department (or accountant if you're self-employed) in advance to ensure they're ready and willing to confirm your income details when we call for verification.
Once you've submitted your online application, you'll receive a confirmation email containing your 9-digit Application Reference Number, which you can use to check the status of your application online
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