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Citibank Cash Back

Receive up to 1% cashback every time you spend^

The Citi Cash Back Card is not available at the moment. If you are interested in applying for the card please come back soon as the new Citi Cash Back Card will be available shortly.

Suitable if you'd like:
	Receive 1% cash back^{^} every time you make a purchase or pay a bill
	Generous credit limit up to $20,000^#
	Extra security with a photocard and emergency card replacement

Flexibility

Standard Interest Rate

20.99% p.a.

Cash Advance Rate

21.24% p.a.

Interest Free Period

Up to 55 days interest-free⁷

Maximum Credit Limit

$20,000^#

Annual Fee

$89

Supplementary Fee

$19

Card Types

VISA only

Qualification

Minimum Income Requirement	$20,000
Minimum Age	18
Additional Cardholders	Up to 4
Additional Cardholder Minimum Age	16

Manage your Account

Accessibility

Citi Online

CitiPhone banking

ATM

EFTPOS

Australia Post

Over the counter

Worldwide acceptance at over 22 million locations

Payment Methods

Citi Online

	Automatic Direct Debit (Easi-Pay)
	Funds transfer
	BPAY

CitiPhone Banking

Australia Post

Statement Frequency

Monthly

Statement Delivery

Online e-Statements or by mail

Statement Frequency

Monthly

For more information on the fees and charges involved with any Citi Credit Card, click here to view the Citi Fees and Charges

To find out how interest is calculated and charged, download Your guide to understanding interest on your Citi Credit Card (Adobe PDF, 77kb).

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Fees and charges apply. Terms and conditions apply and are available upon request.

Subject to your acceptance you will be  billed an annual account fee which is currently $89 for the Primary Citi Cash Back® card, and $19 for an Additional Citi Cash Back® card. Allow up to 15 working days to process your Application subject to verification.Λ Cash Back earned is accumulated until it is at least $25 and is then credited on the first day of your next Statement Period. Cash Back benefits are capped at $1,500 each 12 months from account opening. Accumulated Cash Back benefits are forfeited if the account is suspended or closed.# Actual credit limit will be assigned based on Citi's credit criteria subject to confirmation that you earn a minimum of $20,000 p.a. and subject to your credit rating. Credit limit is up to $20,000 at point of initiation.º Citi World Privileges - payment must be made using a Citi Credit Card. Privileges cannot be used in conjunction with any other promotional programs or offers. Citi and the business establishment reserve the right to change the terms and conditions at any time. Refer to www.worldprivileges.citibank.com for up to date offer details.6 CreditShield is issued by MetLife Insurance Limited ABN 75 004 274 882, AFSL No. 238096. The distributor is Citibank [Citigroup Pty Limited ABN 88 004 325 080, AFSL No. 238098 ("Citibank")]. Terms, conditions, exclusions and acceptance criteria apply. Cover limits apply as set out in the policy wording. This material contains general advice only and does not take into account your individual objectives, financial situation or needs, and you should consider whether it is appropriate for you. Please read the Product Disclosure Statement available at [www.citibank.com.au] to decide if a policy is right for you. 7 The maximum 55 days interest free period applies when you pay your balance off in full for 2 consecutive months. If you carry a balance on your credit card from month to month the 55 days interest-free period does not apply and you are charged interest once you make a purchase. No interest free period is available on Cash Advances or Balance Transfers.






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