Min. Avg. Monthly Balance to avoid Monthly Account Keeping Fee
Citibank Plus (Transaction Account)
Unlimited
-
$0
-
Citibank Plus (Linked Savings Account)
Unlimited transfers to Transaction Account
-
-
-
Citibank Ultimate Saver
Unlimited
-
-
-
Ultimate Business Saver
10
$2.00
-
-
Citibank Term Deposits
-
-
-
-
Cash Management Account
10
$2.00
$5.00
$10,000
Money Market At Call Account
-
-
-
-
Multi Currency Account
-
-
-
-
Dual Currency Account
-
-
-
-
Tips on how to avoid fees and charges
Start by looking at your transaction records and keep a record of your monthly banking habits.
Have the right Deposit Account to suit your needs. If you make a large number of transactions per month, why not consider an Account with unlimited transactions.
Plan your cash withdrawals to avoid ATM operator direct charges. ATM direct charges are waived for Citi customers at Citi, Westpac-branded, St.George8 and BankSA ATMs. To avoid these charges you can also check your account balance via Citibank Online and ask for 'cash out' when using EFTPOS, at participating retailers.
If applicable, remember to maintain your minimum balance to avoid paying the Monthly Account Keeping Fee.
Check your balance regularly, be aware of direct debit dates and schedule your payments so all bills are paid on time and you have funds available.
If you have Citibank Plus, avoid the Monthly Account Keeping Fee by crediting your salary each month (at least $3,000) into your Citibank Plus Transaction Account.
Close any Accounts you don't use, or combine all your Accounts into one Citibank Account to avoid the monthly fees.
If you are not currently taking advantage of the Citi Visa Debit Card, order one today by calling CitiPhone Banking on 13 24 84. A Citi Visa Debit Card will give you added security at no extra cost. Avoid credit card interest rate charges and use your own money to access worldwide ATMs, international retailers and purchase online and over the phone. Simply quote your card number or choose the credit option when making EFTPOS purchases.
Access copies of statements (up to 3 years) online at no charge to avoid the Statement Copy Fee (excluding Citibank Term Deposits).
